Recent Posts in UM/UIM Category
Posted on Oct 21, 2011 By Chad Hemmat
When you purchase automobile insurance, you are purchasing peace of mind and a level of financial security. Some people have a lot of assets and therefore, have a lot to lose if they are involved in ...
Continue reading "AUTOMOBILE INSURANCE: What it does, What all those options mean, and What you are really buying" »
Posted on Aug 26, 2011 By Chad Hemmat
Looking for injury recovery only from one insurance company (the at-fault driver's) is a little like trying to see the entire world through a peephole in a door. In truth, every accident involving ...
Continue reading "UNINSURED MOTORIST BENEFITS: AVAILABILITY, STACKING, & REJECTION:" »
Posted on Jun 10, 2011 By Chad Hemmat
This case started with a garden-variety two vehicle car crash. The at-fault driver was uninsured. At first, it seemed that the injured woman would only need conservative medical care, but the injuries ...
Continue reading "WINNING THE CASE THAT APPEARS UNWINNABLE: Part 3" »
Posted on Nov 23, 2010 By Chad Hemmat
Will Rogers, the 1930's actor and comedian, once commented that Thanksgiving was originally about people with very little, giving thanks for a barely adequate harvest. He went on to comment that ...
Continue reading "WHAT THANKSGIVING SHOULD BE ABOUT: BEING THANKFUL" »
Posted on Apr 16, 2010 By Chad Hemmat
Ok, in truth, I thought this was a cool sounding title for an article. In reality, sometimes you will have no choice but to accept “no” for answer. However, on average the number of attorneys that our ...
Continue reading "WHEN SEEKING AN ATTORNEY TO TAKE YOUR CASE: DON’T ACCEPT “NO” FOR AN ANSWER" »
Posted on Apr 1, 2010 By Chad Hemmat
The Familiar Situation : A person gets injured in a car crash. Unfortunately, the at-fault driver turns out not to have insurance. In this economy , that circumstance occurs more and more. The Game : ...
Continue reading "PURSUING YOUR UNINSURED MOTORIST CLAIM: More Than One Way To Skin A Cat" »
Posted on Oct 16, 2009 By Chad Hemmat
I was asked to write this blog by a former client. So, here goes: A. MedPay : Simply put, this is medical coverage on your car insurance. Click here if you need an explanation of Medpay. The laws ...
Continue reading "HOW MUCH IS ENOUGH TO BE SAFE?: MedPay and Uninsured Motorist Coverage" »
Posted on Sep 26, 2009 By Chad Hemmat
With the economic downturn that seems to be affecting everyone, drivers need to be even more actively protecting themselves and their families from dangerous uninsured drivers. Recent national ...
Continue reading "Uninsured and Under-insured Motorist Coverage: YOU NEED IT MORE THAN EVER" »
Posted on Jul 31, 2009 By Chad Hemmat
Everyone thinks they know what Uninsured/Underinsured Motorist coverage (UM/UIM Coverage) is and thanks to recent changes in the law, nearly everyone in Colorado has this coverage. However, the extent ...
Continue reading "NUTS AND BOLTS OF UNINSURED/UNDERINSURED MOTORIST COVERAGE" »